What
is the difference between skilled care and intermediate
care in a nursing home?
Skilled care is covered by Medicare
if the qualifying criteria are met. The criteria includes
a three day hospital stay and physician's statement
that daily skilled care services are needed. Skilled
services include physical, occupational and speech
therapies, pain management, and IV medications.
Intermediate care is less complex than
skilled care and encompasses the need for general
assistance with activities of daily living and medication
administration.
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When
do I apply for Medicaid?
To qualify for Medicaid, a single individual may have
no more than $1,500.00 in cash assets. The local Department
of Human Resources is qualified to conduct an assessment
of your resources to determine your eligibility for
Medicaid benefits.
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What
is assisted living?
Assisted living is a service program that provides
residents with assistance with many aspects of daily
living. These services include assistance with medications,
preparation of meals, and assistance with bathing,
dressing and other personal activities.
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When
is assisted living appropriate?
Assisted living is appropriate when an individual
is having difficulty managing tasks such as: preparing
balanced meals, maintaining his/her household, or
remembering to take medications on time. An assisted
living lifestyle allows individuals' independence
and personalized support services.
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Does
Medicare/Medicaid pay for assisted living?
No, neither Medicare nor Medicaid pays for assisted
living at this time. Some long term care insurance
policies cover assisted living services; however,
in most cases, they are handled on a private pay basis.
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